Stuff like that always seems to happen when I go to the bank. Banks here sometimes take several days to credit deposited checks to my account, so I've found it's often easier to transfer money between banks by "sneaker netting" the cash from one financial institution to another. That way it gets credited to my account the same day, not 3 to 7 days later. (And that's for a local check -- an out-of-state one can take up to two weeks!)

I'll be glad when I can do bank-to-bank transfers online so I won't have to bother going into an actual bank branch at all to move funds.


Persephone

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